Consider that interest rates are now double what they were in 2020 with investment properties (especially a four-plex 6.5 at least) and the new cost of the buildings.

The truth is, over the last few years, many of these people are barely cashflowing at all and the default rate with the banks on this product is skyrocketing.

The reason why I ask is because that could determine what loan options are available to you (and interest rates). 

For rate scenarios lenders need to know much more info:1) SFH, Condo, or?

My clients who invest in Section 8 housing do so in 'not quite' transitioned communities but that have low crime rates.

If the market is tough, I reduce the rent rate over the full 12-month term.

CoStar) to understand the rental market (rent amounts, absorbtion rate, etc..) but that service is fairly expensive. 

Either way its good to buy end of year as most builders and sellers are offering seller credits or builder credits to use towards closing costs or to buy a rate down to help get a lower payment.Even if you wanted to buy a strater home like a 2-4 unit as a primary again you only need to put 5% down. 

Mortgage rates at 7% 2. 25% down3. 10% of current rents budgeted for capex, monthly repairs and maintenance and property management fees. 

His good customer service convinced us to go with Kiavi over two other vendors offering similar rates.