A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

Does any body know of hard money lenders who will lend for a short term like a year on a primary residence until I am able to get it refinanced?

@Joseph GarnerI know this isn't the sexiest answer, but when I first got started looking for commercial lenders, I basically googled all the credit unions/banks in my state and called each and went down the list until I found one who first would lend on the type of real estate I was buying, second offered competitive terms/rates and finally I had an initial good vibe with for a long term relationship.

Real estate syndication is exciting and rewarding but it is a LOT of work.

Not sure what type of investing you’re into, but Joe Fairless and Theo Hicks’ book Best Ever Apartment Syndication book is obviously geared toward syndications, but I still found tremendous tangible and actionable knowledge in it even though I’m only involved in smaller multi-family properties at the moment.Cheers,Brian

As you noted Bob, there is no matrix that states it but in most states if you are collecting on your behalf you do not need a license (think, I lend someone $100 and call them for it, should you need a license?).

Do you need a hard money lender that is willing to lend money in order to invest in Puerto Rico or do you want to know a hard money lender who invests in Puerto Rico?

@Dimitri Paspalaris with the control to force appreciation, money lending, and tax breaks I'd cash out and never look back.

@Petra Harper there are plenty of hard money lenders out there that will lend in Louisiana.

I know in the lending world, they want 5 or more units to be considered for a commercial loan, but what do they do in this case?