It must be something I selected when setting it up.

We will do a few more TV specials for Super Bowl for a few select homes. 

In-state gives me much more control over tenant selection and costs which in turn helps keep the profit higher. 

Know the market you select and it's best locations to maximize your returns.  

Take your time and know the market you select well and it's best locations.  

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Yes - its pretty standard to require a cushion over and above the price on a portfolio loan, its to prevent the bank (lender) from adverse selection, i.e. the borrower releasing the better portfolio properties while keeping ones that are more troubled or not cash-flowing as well as collateral

Usually, at this level, the tenant selected as PM enjoys paying 50% of the normal rent, but responsible for taking out the garbage, sweeping and snow removal as well as showing rentals to new tenants.

Having a wide selection of options is far more vital.A zillow guy is probably new to the business and has limited government loan products.