The ones that you heard got bad reviews are actually pretty good.

The requirements for the DPA are pretty clear on the website.

I'm pretty new to BiggerPocket.

lets say in this market your actual cash on cash with quality assets is about 5 to 7% return I think that's pretty fair in todays market on 100k rentals.. so lets say 7%  of 25k.. give you 1700 a year in cash flow net.now lets say you bought a quality performing note secured on the exact same collateral.. only instead of investing 100% of value your the bank at 65%  so you loan 65k  your spent 75k on your down payments to generate 3X 1700 a year.and your performing NOTE on the exact same assets  at 65k is making 9%  which is quite doable.. so roughly 5900 a year in come on your note.. and you have ZERO cost to your note.. its just pays every month.. into your account.. so take your 5900  and 3X 1700 5100  that's 11k a year .. pay down one 75k note you will pay this off in about 7 years .your note at 65% LTV being interest only is still worth 65k.. its just a cash flow machine.. and now your free and clear asset just dropped a 500 a month payment ( just spit balling.. ) now you have another 16k a year to pay down your next note which has been paid down to say 65k with normal payments so in 5 years that's paid for then you do the next one and its paid for in 4 year lets say.. so in about 16 years you now have 3 paid for houses and your 65k note as its still an interest only note.. and its all equity.you income on those three homes and your note.. brings you up to about 3k a month or so.. and its all paid for. not a bad use of 150k to start with.. and pretty manageable for home.Or you could just buy 3 notes to start with making 14k a year in income and save it for 5 to 6 years and pay cash for homes going forward.. few ways to work it.. 

@Henry Chan Wow, that's pretty much the same story.

@Kevin DongThank you, I think its a pretty good deal, good location and the numbers work out. 

I was also thinking a MF house hack would probably be a pretty good option to start, however the high cost of our market might make that a real challenge.

@Steven Bates The rate you are being quoted is pretty spot on now.

The area is up and coming and it looks as if it is set up better to be turned into a commercial property due to all the new stores in area and I do not see any residential homes in a 2 mi radius of the property, there are homes around but they are pretty far apart.

The pantry is a cupboard on the reverse wall of the kitchen, so you have to leave the kitchen and walk into the hall to access it.If you are accessing the house from the actual front door, it's a pretty standard entry.