In more specific terms, you need to figure out what the optimal DTR is and meet or exceed that if you want to be in a good position for loan.

No move you make in real estate will make as much of an impact as paying that off.

But, thanks to learning about budgeting for emergencies and CapEx we have survived and overall have had a challenging, but positive experience.

Getting @$750/m (or even less) instead of @$800/m will also impact negatively on your reported ROI.At this stage, I reckon: find out who you'd be using as your Property Manager.Get the right one, you're golden.

I'd focus on those.And spare the "Show Me How, Be Happy & Positive, Don't Be Negative and Tell Me No" pablum. 

Positive and negative insight welcome and any feedback greatly appreciated.

This should put the lender in the position to foreclose on her interest in the property... 

People of BP, I'm having trouble trying to Wholesale, i know what i'm doing far as setting up Contracts and all that, its more of finding Motivated Sellers of properties, every time i search for a property that's for sale by the owner, either i run into someone that already doing the same thing, took over the property and looking to sell it aka another Investor, or someone that has a Title Company already tied to the property and it puts me out of position to do anything after that.

Brand new on the site and first post.My young adult son is on the autism spectrum, and with those challenges, is having some difficulties getting higher paying jobs/positions. 

Regrettably there is usually a notable lack of first person proof to support their position.