I'm curious on thoughts surrounding using HELOC/ IRA/ Roth money to purchase rental property if I find the right opportunity vs delaying for a while to save up extra cash. 

Condo and cash out will 'hurt' pricing for any lender.

Lending Issues on CondosWhen you're looking to purchase an ocean front condo or investment condo, I highly recommend paying cash if you can and here's why.

Cousin a does a cash out refi?

Break even on cash flow, purchase equity, appreciation?

Even though I had the cash to pay for the project up front, it didn't make financial sense.

I just got an appraisal back for a property I am trying to cash out refi.  

Although if you paid cash, youre always free to forgo insurance and assume the risks yourself.

Found a buildable lot in a gated resort community  seller is just wanting to get rid of after 13 years (seller is older and not using amenities any longer)   Lots are cheap, couple grand   Seller only used it for owners rights to play golf, pools, tennis etcWould cost me closing costs, $50 month hoa, $50 year taxesIs there a market for something like this? 

Purchase price: $3,975,000 Cash invested: $1,025,000 FIXER UPPER-Chateau Montclair sits on almost 6 acres & overlooks a 10 acre lake in the new exclusive gated community, The Montclair.