Many people get so focused on asset protection and have nothing to protect.  

A lot of people are simply priced out.

I know a lot of people here both on and accepting Section 8 and I have never heard of them refusing to pay legitimate rent claims. 

You are totally missing the basic concept that you are putting your money to work in two places at once.

Anything I’m missing?

I've talked to my agent about putting defensive measures into the Contract for Deed - such as enforcing the seller uses our payments to pay down their mortgage and letting us (the buyer) get notified from the bank if the seller misses a payment etc. 

HUD guidance is 2 people per bedroom plus 1.

We had a number of people recently ask about VA.

Crime mapping reports crimes and people deserve to know when an area is unsafe. 

During these months, people are less likely to move due to the holidays, colder weather, and the school year.