Nor would punching a hole in the wall of my bedroom stop the dirt was appreciating on my SFR.  

When I referred to interest rates I meant the Fed Funds Rate, which is a main tool of monetary policy.

It’s kind of scary, because my neighbor has a hole in one of her bedroom ceilings and I was able to look into her house.

If you pay a PM then you are even more in the hole.

But i want an attorney who i can go to with a deal and he can structure it the right way where there aren't to many loop holes.

I'm a fairly optimistic person luckily so I do bounce back from it sometimes when I'm learning about real estate investing and thinking about the potential I do have when it comes to my financial destiny, but sometimes I feel like there is no way out of this hole that I'm in.So I come to you guys for guidance.The reason why I want to become a real estate investor is because I want to be able to travel the world whenever, wherever, and however I want and start a family one day so I can pass down what I've learned to my posterity so they can continue my legacy once I'm long gone.

I took oak off and fell thru subfloor cause it was so poor, rotted and knot holed. 

I have never considered student market since seems it is very seasonal (8 months out of a year) and thus vacancies and turnover, and that they would have to be made much more tenant-proof against students (plywood under drywall to avoid holes in the walls, etc). 

Too many holes, I would tell them they don't meet your requirements and continue to look for a different tenant.

Answer: You need to drill a lot of holes, or you need to pick one hole and drill extremely deep.