Or should I replace that pad too?

Basically you should figure to replace all of the mechanical electrical plumbing lot of places are laughing plaster with no insulation true 2x4 construction which is nominal sizing.

The difference between a "refinancing" and a "cash out refinancing" is when you refinance you are only replacing the original loan amount.

He found that the cast iron under the basement has some corrosion and would probably need to be replaced as another blockage would probably happen.

Look for markets with growing populations, growing jobs, modern/diverse economies in landlord friendly states. 

Steve, the current owner, has said they replaced the roof 4 years ago, which is good, but I can't find any evidence of this online thru the county website, in fact, Steve isnt the registered owner, but im guessing he is doing his wife's bidding perhaps.

I hired someone to replace the moldy drywall behind the shower and put up a new tub surround.

I removed all carpet and replaced it.

in colorado springs and i'm looking to replace my old laminate countertop with a new one, plus a new sink brushed nickel. 

I am on the fence would you repair or replace?