I would love to get some advice from locals or any real estate expert with experience in Maryland on the best locations (cities, neighborhoods, etc) to buy this type of property at a fair price.Thanks in advance!

We highly recommend though, having a local expert that you can run addresses by, to confirm the target property in on a good block before signing a purchase contract.

I'd recommend going around your local community there & finding a credit union that does this!

I do have multiple income sources; rentals took over as the largest about 5 or 6 years ago, just a few years before I retired from a career in military/local government.

I invest locally in Columbus and Cleveland.

I am plugged in to the local investor community.

Hey Billy, you said you'll be living in one of the units...Are you local now?

Or if you were somehow able to look at markets outside the US where local real estate markets are much less transparent.

You also have to take into account the local / state landlord laws...especially the ones coming down the pike in CA's November ballot --> "Justice for Renters Act" Not sure if it'll effect STR or MTR but as a general rule of thumb, I don't run numbers on best case scenario.

Thank you @Cameron Moore. i am checking will local insurance agents. hopefully i will get reasonable quote from someone :)