There are a few questions I have as my income isn't high and I know it might be hard to get a loan for a house but I do have enough capital raised for a down payment (15k).

Hello,I currently make a solid income and own a STR that is doing extremely well (30% COCR).

Toledo has been all the income I will need, just takes a decade of re-investing the income before you are at a point of asking how much monthly income is enough.

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.

However, they dont want to be anywhere near the loan or title because they dont want any lawsuit liability from my STR.With my income and credit score, the terms for DSCR loans or conventional investment are not good.They own their primary residence in cash and its value is around 2 million.

I then have my Chase Business Account linked to Stessa so it will import the payments and still run all the features that I like (Tracking Rental Income, P/L statements, Tax form simple print outs) because it will sync with my Chase Business account.Would love some advice from previous owners and users of Stessa.

YOU need to be in the game to play the game.Bigger pockets is a great source of information. 

By this I mean I was renting it out in 2021, but depriciation and mortgage made it income negative.

Here is my ambassador link if you would like someone to walk you through it: Sign up to host on Airbnb and use the extra income to fund your passions.

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.