(this makes HELOC's essentially unavailable to me=/)My situation and where I am seeking advice:currently seeking lines of credit from multiple banks.  

Hey Everyone, I’m thinking about using a home equity line of credit or loan to finance a fix and flip.

Has anyone every used Midwest Corporate Credit company for their loans?

You said that improving it will attract better tenants, but will it attract higher paying tenants?

I have been reading at building codes to have a better understanding of the field. but as my priority I would like to get a construction project management job, improve the skills and then jump on it feeling more confident.

HI I purchased a home in a multi unit (R4), high density zone.I am currently renting the house cash flow is just $50 after mortgage payment.This house has a big workshop in the back with a high rise ceiling, brand new roof, electricity and water.It sets in a half an acre lot so I am able to rent the workshop and land for $700 a month Total cash flow on this property is $750 a monthI'd like to enclosed this workshop (it has 3 brick walls already built) and make it into a livable place.I can still rent the land and keep the cash flow at about the same amount ($700).However there's no sewer  at this house just 2 septic tanks attached to the main house.Workshop will need:windowsanother walldoorscooling and heating systemBathroom etc...I can build build more units attached to the current workshop since there's so much land to play with but i have no idea of the cost.I purchased this home for $150k in 2016I owe 143Klast month I paid for an appraisal and the current value is at $185(flooring was the only improvement at the house).Question is should I refinance and bring in sewer line, build more units or live it the way it is?

What was your credit score?

@Chris Habets If you are willing to go into the hard money relm of 10-12% then yes you can get financing but to me thats insane (my opinion) ...Might as well use a credit cards for your deals.. 

I am about to be a first time buyer, don't have the money for a down payment but I have very good credit and the bank has agreed to finance me 100%.

Like full time job for 2 years, credit, form of income etc...