I do have a friend that turned his van conversion business into now a 7 employee business and growing (overland van project).

Does anyone know any friendly customers service reps or other employees at SAWS who can help with my situation.I closed on a duplex late yesterday.

I hear commercial is potentially more risky nowadays with so many businesses having employees work from home for the long haul.

Even with that, that adds only a marginal increase to my gross income for the lender who is considering my debt to income ratio.Am I understanding this correctly, or if I'm not please let me know because I'm really worried that plans for scaling my portfolio will be a major issue for the next year.

Build your team, but make sure the bank’s products still meet your requirements.I know some wonderful bank employees but they don’t get to choose what products they offer.

Basically the cashflow in and out of the business is getting more and more complex, I want to be sure that I can take care of the four full time employees that I have, I simply feel like I need a professional finance person to look at what I'm doing so we can come to conclusions about if that's appropriate, and how we can improve it.So has anyone hired a "fractional CFO", i.e. part time/on demand CFO. 

Having $12K gross coming in from other tenants could be enough to cover a decent amount of your housing expenses and have your tenants pay off the majority of your PITI; therefore helping pay down your principal which builds your equity.Something walkable to restaurants/bars and close to all of what the Bay Area has to offer will be your best chance of attracting strong tenants with stable incomes and rental history.

I have a lot of skills to offer as I manage four retail stores that net >$1M per month in sales, hire/screen candidates weekly, have excellent critical conversation/confrontational skills, and I am the personnel leader for more than 100 employees.

My understanding is you have no greater protection and unless you have actual employees there is no benefit to it.

Concerning the 2% rule, what determines the 2% is your gross rents divided by the purchase price of the house.