Would you elect to put a large portion of pay into this IUL which will hopefully build cash value and I could loan against to invest in RE or would you elect not to participate and opt for higher taxes out of your paycheck but have a higher state pension amount in the end which could mean less money for RE investments?

You want someone who can advise you regarding various elections and the ramifications of partner and partnership transactions.The most expensive 1065 returns I've ever seen were the ones that had to be corrected after letting a low cost preparer handle them for a few years. 

I have a few things that I need to address but I don’t know what is NEEDED and what’s elective.

Outside in the courtyards, Ledbetter and Meffert planted staghorn ferns, palm trees, giant elephant’s ear plants, and yaupon holly (an evergreen shrub meant to attract birds).

After completing my service in the military and my wife finished her time in law school in Nashville, TN… we elected to come back to Texas to be with friends and family in a place that felt like home.Coming home, I decided to work for my wife’s family business and have been working side by side with my father-in-law since 2006.

However, I have seen 99% do it wrong as you have to properly track contributions/distribution, most of the basic tax elections are missing, and others. 

Even though Arizona voted blue this past election, it has landlord-friendly laws.

I was fearful of the market taking due to Covid, the election, and an inability to evict renters due to Austin ordinances.

And how is the electic bill being divided? 

@Corey HawkinsonHello Corey, I meant donation time, energy and experience to those in need of if.