Some data shows that rents have already decreased 6 to 10% depending on region and location.

Also looking for a smaller barrier to entry.

They will then look at the data in the market to see if the contract price is justified or not. 

So far I've been reading up entries on Biggerpockets (similar to you) and listening to the bigger pockets podcast!

What we really need are some leaders with cajones that understand how to conduct a basic cost:benefit analysis based on actual data, not unproven models and fear.

This one came back at the same value as the first one with correct data. 

The entry point is much lower and my team is much stronger there - #LongDistanceLandlording 

I see where you're going with YM vs SD... one way is Data Validation list with YM or SD, then into a nested if/then function, but within the nested function, you may need a max of say two criteria from your lender for YM. 

I doubt you can get the Health department data as that would be most likely a HIPAA violation if someone fell ill on the property. 

- The seasonally adjusted purchase index jumped 12% from one week earlier, according to data for the survey ending April 24 and released Wednesday by the Mortgage Bankers Association.- "The ten largest states had increases in purchase activity, which is potentially a sign of the start of an upturn in the pandemic-delayed spring homebuying season," said Joel Kan of the MBA. - Mortgage rates also fell to another record low in the MBA's survey, as the 30-year fixed rate decreased to 3.43%.