All my tenants were on it and the entire process was automated and seamless....from advertisement, applications, background checks, leasing, and rent collection. 

Are you collecting disability?

Makes sense to paint the picture of the whole role collectively and get out of my tunnel vision view

In addition the federal census has a good collection of data.

Let them figure out who is short and have them try and collect from that person. 

So pick a strategy to get those cash reserves built up.Once you have your debt serviced and your needed cash reserves and in a rental property some banks want 30 percent down and 6 months of holding costs sold you go that long without collecting rent.

If I simply refer the renters, my employer collects payment from the renter and pays me a percentage of the rent as compensation, up to a certain dollar amount.

So, if they are collecting interest, they will have to pay income tax on it, but the principal portion of each monthly payment is tax free.

@Theresa Harris Gotcha, assuming you have a property manager to offload finding the tenants, collecting rent, coordinating repairs etc?

Note your only option to enforce collection of late fees, repair bills for tenant caused issues, etc.