I borrowed money for my first investment but it sounds like you should have enough for a FHA loan.

IRAs are subject to unrelated debt finance income (UDFI) when borrowed funds are utilized to invest in real estate. 

Looking for a little advice:1) my principal home is valued at $430k with about 130k equity in it.2) I have an opportunity to buy a 140k condo for 100k in which my father will be the tenant.3) bank will let me borrow up to 90% LTV which works out to 85k and I will have to bring 15k cash to the table plus fees.My question is- is using the equity in my home the best way to go?

But the more I think about and learn, I'm just wondering if it would be better to just refi/borrow against equity, on one or multiple of the three properties to get the down payment ?

Investment properties aren't cheap in SG relative to MY or IDMy two cents on Singapore's property market from an expat former banker perspective:-cap rates (income-expenses before financing relative to property market price) went through the roof since people see limited land--peaked in 2015ish, but still outrageously low-interest rates dropped low enough to sustain borrowing on these low returns-building has continued without parallel demand growth (supply>demand)-Singapore employment regulations are being more and more protectionist (and an ageing population) so you won't see foreign labour growing significantly in the next 5-10 years IMOPersonally, I would be more interested in Indonesian office/industrial/MF just from macroeconomic factors, but there's opportunities in every market if you find the right niche.

Me and a partner purchased a SFH home Dec 31st in the Richmond, Virginia area(I used a LOC and he borrowed from his 401k).

I'll borrow $55,000 against it to pay off my Line of Credit and have a down payment for an auction I'm going to. 

Principal and interest will be payable in full at the end of 12 months.(2) If the borrower sells the flip property prior to the 12-month payable-in-full due date, then the borrower will incur a pre-payment penalty.

Better cash flow but more costs over the life of the house.If you have enough equity on your house, you could find a HELOC that will cost you close to nothing to open (and keep opened) and that could get you that same amount for a short term until you refinance your new acquisition.Just to clarify on my previous post, I talked to a few other banks today and clarified the "call out the loan at any time" possibility and what I was told is that the only thing they could do is limit my line of credit to a lower amount (so I could not borrow more money out of it) if things started going south like in 2008-2009, but they could not just ask for all of the borrowed money back.One of them also clarified that at the 10 year draw, the rate would become fixed to whatever the rate was at the time + 1 or 2% depending on the repayment period.Another point to clarify and that they will lend to you up to 80% of LTV but no more than 50% of the value of your house.A good news though is that the two banks I talked to were offering interest only payment for the draw period (10 years) which fits nicely in the BRRRR strategy since you plan on repaying the money within a year or so when refinancing the property.

No one borrows money to purchase a stock that they know will go down in value.No one borrows money to purchase real estate that they believe will go down in value.Why do we think it's a good idea to borrow money to purchase a car that we know will go down in value?