But increased to 15k/m around Mar-Apr 2020 when the stocks became cheaper.

What financial institution do you recommend to get a pre-approval?

I'm honestly baffled why there is even a debate about this.Better to pay cash or draw against a pre-arranged line of credit for short term deals, rehabs, and flips that require speed.I browsed through this thread and didn't really see any mention of what income tax does to your income on long term holdings that are debt free.On stable, boring single family residential, 60-70% medium to long term debt is definitely in order.

For example, beach and ski houses will likely be charged a higher commission rate should the management company be responsible for upkeep and maintenance. 

When I have a pre-purchase conversation with a zoning or building department I'm VERY specific about what I'm asking.

I refuse to accept a PR campaign so let me know of any charity's that we could do a "hush hush" giveaway with

There is a pre-programmed lighting sequence.

Banks are not letting regional or smaller builders get way over their ski tips with standing spec inventory...

Pretty much what the subject line says..What elements do I need to pay attention to see if a pre foreclosure property can yield profit.

If you're getting a loan, and this would be a commercial loan at 20 units, you could talk to local banks in your area and get a pre qualification letter at least.