I expect to collect on that policy at some point though because I'm an awful driver and am in lots of accidents.

Had they said, "Before you buy this car, please know that if you are rear ended, the gas tank may explode and spew gasoline all the way to the drivers seat, before engulfing your family in flames, and we want you to know that we can fix this for $11," I'm sure most people would have said let me pay for the $11 upgrade.

I don't know your market at all but based on your profile goals and background I don't see the driver for leaving your market.

If he was that mad over something that is a legal requirement and something you were doing to protect your business, my guess is he isn't running is correctly/legally.

It's like Uber, but with female drivers and female passengers (male children under 13 are allowed).

Now that he survived and the area is gentrifying, his rents have gone up 40-60%, portfolio is appreciating like mad, and life is very good again.  

By page 2 I'd fallen madly in love with them and was reaching for my chequebook.

Series of events and characters were investigated, from design, planning, engineering, testing, delivery, to the truck driver, to the fuel operator, to the artillery man.

Remember there are other drivers to increase yield such as depreciation, principal pay down with a loan, mortgage interest write off,etc.Some tax attorneys advocate a member of the family keeping the books so many hours a month to claim real estate professional status.

The only claim I've had was against a driver's insurance that crashed into one of my houses.