The might even be enough to have a coffee meeting if you wanted to put one together. 

David Wolber let's connect and have a quick chat on the phone, even if we can't get the chance to meet and have coffee, it would be great for us to chat!

Local banks and credit unions are the exact place those folks with lower loan amounts should shop.  

I'd love to know about the types of neighborhoods that:1) are either in or neighbor the trendy coffee, restaurants and pub areas2) are walkable to above said places (15-20min walking radius)3) if not walkable, some sort of straight shot commute/transport into those more trendy areas4) relatively safe

Let me know if you want to grab some coffee and I can help.

2 years vacant and he still doesn't want to fire the PM...I'm swinging the axe after 2 or 3 months myself.Don't be afraid to shop around as mentioned above as well.Yes, you should be able to PM anyone on BP by connecting first with them.

@Fernando ParkerIt is funny that I just came back from coffee with this new friend.... who is still collecting $150/month...to get to the $300K equity that his friends all earned, he needs 2000 months of the cash flow or 166.7 years of doing that....Lol...

Then they will shop your total (so it was 100K and you want 20K off, Mary had an offer for 92K and Jeff had an offer for 87K)"Hey Mary, it's Mike.

If anyone would be so kind as to review and offer input on my below math, I’d be happy to talk rehab shop in exchange.

So the loan is really for $98,000.You will need to shop around and talk to the HMLs.