I negotiate with the lender a discounted price for the remaining balance of the loan,once that figure is agreed upon, sell the property to the new buyer.

highly flouridated drinking water, mandatory obamacare/vaccinations, substance dependency, permanent war on 'terror', and media false flags galore all mean we NEED our generous government to survive and remain 'free' meanwhile the balanced 'middle' class are being exterminated from American society altogether.Depend.. or perish!

You can cover dogs if you want, or just the outstanding balances on the mortgages and not rebuild cost if the lender will let you.  

Any payments on the balance remaining from the original loan must be                  included in the debt-to-income ratio calculation for the refinance transaction.                 

Has anyone had luck with seller carrying down payment amount and doing commercial loan for balance?

Understanding the balance between the supply and demand requires looking at the net absorption rate to see whether or not demand is outpacing the supply coming online.

If the mortgage position you are bidding on us conformed to be junior to a HELOC, you can only estimate the loan balance (unless you have authorization from borrow to obtain actual beneficiary loan statement). 

I have found that most things in business come down to a mathematical equation, and a balancing act between being careful and being courageous. 

So to my question,  is it smart to increase my interest rate AND my mortgage balance to make this happen?

The earlier in the case you catch it the lower these are all going to be, by the end of a foreclosure that takes years to complete you can see cases where the additional charges are more than 50% of the unpaid balance.