@Drew Sygit thank you I will check that out.

If you have a resource that you can quickly check approximate rate without filling out pages of information, I would appreciate this! 

What you don't want to have happen is you buy a property for 120k where a hard money lender gives you 100k and you bring in your 20k to buy the property and then you use the credit cards or the HELOC to put 30k into fixing up the property and now it is worth 200k and the bank is only willing to refinance 80% of what you bought it for, plus rehabbed it for, which would only be about 120k, because then you would need to leave in 30k plus the 2 sets of closing costs so you now have 40k left in the deal.

Have you checked out using an FHA loan for a multifamily househack?

I’ll tell my story though. 2019 I was living check to check pretty much.

I will check the links you attached.

Based on some rough calculations, once fully stabilized and running (including property management), I predict the tiny home community to cash flow around $20,000/month and be worth roughly $3.5 million!

I'm an investor too, and Columbus checks all your boxes for a great investment market—landlord friendly, growing population and job market, and high rent-to-price ratio.

If it has not been cashed, I would cancel the check and provide a new one less the cost to cancel the old check.

I would check on that but then again does not matter how to list them its unsecured .