It is honestly the playbook for the realities of real estate investing vs. what most expect based on what they read or are taught.

Could it work as a rental in those areas sure probably could if the numbers worked out, but your tenant base is not going to be the same as say Spanos area ,Stonewood ,Caldwell some areas around Lincoln, Brookside.

Today the Fed said they would debate having 3 rate cuts this year, which can add up to .75-1 basis point. 
On the 15 yr fixed mortgage's I use, that comes out to about $250/month in interest payments, or $3,000/year....

That $50K likely elevated your value by $100K-$500K, based on your payback term.

Consulting with a local real estate advisor or financial planner can provide personalized insights based on your specific situation. 

I purchased the program based on the assumption that the skip tracing would be an integral part of the program.

Feel free to explore the BiggerPockets forums, ask questions, and connect with fellow investors who can share valuable insights based on their experiences. 

This will vary based on the owners specific situation and tax regulations in your area.

I won’t be looking to re fi those anytime soon because my interest rates are so low with them but when I do my current lender has said they will be limiting how much they will lend based on the properties tax returns. 

You denied them based on the information on their application.