Just put a tenant in it using your current owner occupied rate! 

If he earns a 10% annual rate of return (compounded quarterly) in a portfolio created by a robo advisor, Investor A will need 22 years and seven months to become a millionaire.People gripe about negative cash flow but with this plan you probably can't touch it until 59 anyway.

We currently skip trace using DealMachine and RESimpli...we haven't had connection rates over 10% and that's our '24 goal.Our dialer VA company, REVA, suggested these...any y'all prefer that can generate solid connection rates?

Low rates, cover $20K plus, low deductibles.

They may have to pay 60k in cap gains (based on 20% cap gains rate). 

That wasn't surprising since the country's credit rating is B-, deep into junk territory.After writing that reply, I decided to forever hold my peace on the topic in this forum (so you're making me make an exception ;-)).

In the market in which interest rates are still “affordable”, and demand is strong, it is likely that sub to or owner financing of a free and clear property would only take place if the subject property was not financable or the seller wanted a price significantly above market value.These type of transactions are significantly more prevalent in the commercial real estate world, especially when the subject property is a “special purpose” property like a marina, golf course, church, or event center.  

@Patrick Philip Keep in mind banks will price there construction debt based on the Fed rate & expect to pay WSJ Prime +1/2 to 1 Point so 10% is not bad from an alternative lender at this time.

Probably 99% of the properties in Texas never redeem....so you get a big FAT government guaranteed 0% interest rate.   

The answer is no.You may be able to pro rate.... nope I'm just going say you better talk to your CPA on this one.