Those reasons are:  If it was a rental first (then the taxes would be pro-rated.), you didn’t use it as a primary for at least 2 years (then it would be 100% taxable.), if you rented it out more than 3 years (even if you moved back in.

My HELOC lender does not allow electronic payments just checks, but because my contractors generally want straight cash or else electronic payment, I usually cash the checks myself and then send the payments electronically (which is not great from the perspective of my HELOC transaction history, since it looks like I was sending the money to myself only).Please help!

Let me know if you have any questions or if you're trying to house hack in Charlotte, then let's connect! 

Then you may be able to get away with it. 

First is experience handling property management, are they themselves investors, processes for handling maintenance, evictions, collects, and then maybe the fees and pricing (commission, lease fee, release fee, inspection fees, and all of the other garbage fees most PM's make up).

I agree with the $3500 so if it's your goal to maximize this one property then i'd really think about what that will take. my guess is more rooms vs less. 

By understanding what they want and need, you can come up with answers that work for everyone.When negotiating a real estate deal, each seller is different, and their professionalism, tastes, and goals all play a big part in how the deal turns out.After thinking about my trip, I've learned that the best way to negotiate is to know what questions to ask and then listen to the answers.

Then COVID happened..

You can refinance it into a conventional loan in 12 months and then re-use your 100% VA benefits on the next home.If you have any questions feel free to reach out I enjoy helping and talking REI!

The cash flow would then be used to repay the PML, possibly faster if the home appreciates in value.