Is SF simply a higher PE stock like Amazon vs DC a more stable PE stock like say Coca-Cola?

People retire from the NE to Florida and then hate the hot/humid summers and go halfway back.   

Still planning to pick up my next investment property a little later this year after I build up some more funds.If you're in the position to buy right now I don't see why not, might want to take a look at some historical data for the market you're targeting to see how the values held up during previous recessions.As other have mentioned San Antonio is a pretty stable bet.

Independent of current circumstances, '20 was forecasted to be weaker than '19.If you look at month to month, we are relatively stable.  

A 15 year would make it so we are at about a break even point but we would pay it off around the time we will hit the retirement age. 

A job like mine doesn’t really make the money for me to say I can retire with.

Unless you have a stable market and plan to hold a property until you are dead, you also need to consider the ARV (after rehab value), but that is not a huge factor unless you finance out of the property (if you are in all cash) or you need to sell. 

The income isnt necessarily stable but I've found a lender who seems to be willing to work with me & am waiting to hear back on my pre-approval.

The owner is looking to retire and just get rid of the property so he and his wife can enjoy travel and enjoy their retirement.Ask price: 90k (trying to get him to 60-70k)Current market value on Property Shark: 87k (similar homes fully renovated in area have sold for 200k)Current tenants paying 650 and another is paying 730/monthProperty tax 2019: ~2kI am think about using an FHA loan to purchase the property, what pros and cons for the seller if I do?

He manages QRP (qualified retirement plans).