I think the seller paid when I purchased my first home.The extent of my financing experience is the first FHA purchase on my home and a few "Smart Refinances" and a traditional cash out refinance all on the same home.Can anyone help explain if there is a way for my to offer the seller options that could make this a deal? 

You have 2 choices at this step and 1 will fit you a bit better than the other. 

(I couldn't take money until I closed on the property, and I have language in the contract that I keep your security deposit if you break the lease.)2) I think I made good choices as far as my purchases went. 

This has been my go-to this year for smart investing and it's a strategy not a lot of people talk about. 

Lots more hand holding and guidance through the process.In the end it is the seller's choice if they discount their price or not, but chances are they are still fully compensating their agent, based on their listing agreement, not because the buyer is unrepresented.

Smaller towns may just have 1 choice. 

Hi @Edem Ahlidza, this is really a personal choice on what changes you would want to make if any. 

Lots of successful, smart folks helping others just because.

Because you are smart - your concerns are very legitimate. 

Don’t worry about closing in a week if title searches takes 2 weeks there….no other smart buyer would do it without it.