If Oklahoma has a law called "Predatory Real Estate Wholesaler Prohibition Act", don't you think that might just be a state to avoid for a new wholesaler who doesn't know much of what they are doing yet?

What are some unconventional creative financing strategies you've personally used or encountered in real estate investing that led to unexpected success, and what lessons did you learn from those experiences?

I plan to make 25% down on this home.

I'm eager to learn anything I can.  

I’m trying to get my first HELOC done so I can continue to acquire more doors. 

IRA was not making any money and I was able to redirect for higher returns.

I am also a veteran if that is relevant.I was told I needed to speak to a tax attorney to lower it.

Not adding any additional living space, just dividing the two units, putting a kitchen in one of them, and probably not having to add a bathroom to either unit.  

I am new to the area with my family of 3.

Quote from @Gabriel Santin: You can get an approval from the HML and get that to show the agent..