Every time I listen to one I get fired up again, they are extremely motivating. 

Some relevant info:~75k in remaining student loans (at a high interest rate of 8%)~12k in remaining car loan~Expect to make 130k-140k gross incomeMy goal is to achieve financial independence as quickly as possible.

I have family there, another motive for a possible move.  

You don't want a NICHE - you want DEALS - i.e., motivated sellers willing to sell at a discount.  

I have not met him because the front door is chained shut and he won't answer the door.Question:Does the husband have legal standing to remain in the house?

You have just found a motivated seller, my friend (:The best way to answer those questions however is through communications with the owner.

I've spoken with a few local CU who all seem to have the same script: minimum 2-3 yr and closing costs are waived, otherwise if the account is closed then the CC come back to me to be paid; 10 yr draw with remaining 20yr as payback; can do renewals after the 10yr period; no application fees; usual credit report and appraisal of the primary property; LTV up to 85% for one and 70% for all others I looked into.

But in MA, unless I am mistaken, an apartment can't be approved quickly, or deleaded quickly, so she would lose money in the deleading process and then still not have tenants who meet her income requirements, just the future ability to take Section 8 vouchers, not an appealing thought for her.I would rather (but too late, rent has been lowered) wait it out, clean up and show a gleaming like new apartment to motivated, qualified people.

You are looking for motivated sellers that might be flexible on their price.

But I'm motivated to help turn around the Rust Belt and still make a profit... audience?