Building ground up for 12% CoC sounds appealing, but that's assuming everything goes absolutely perfectly. 

Late on paying rent constantly. 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

Did they pay rent on time, how did they take care of the property, would you recommend renting to them, etc?  

You need budgets and financials, so probably have to pay to get that done. 

So much knowledge, I'd pay thousands just to spend an hour with him.

Pay attention to how your funds are handled and what protections, if any, are offered.

And there are ways to cure other than paying the note in full.This is a common problem these days - not enough understanding, discussion and disclosure throughout the transaction: regarding the acquisition, the disposition, with the seller and with the end buyer.I have a law and title office and we have closed thousands and thousands of sub to/wraps. 

Thank you What was the reasoning for wanting to pay off the rental?

I am looking for advice if I should just pay my taxes up front when using pre tax funds in lieuof having the IRA own the property and deferring taxes