Ask for a reserve study from the HOA to see the expected remaining life of some of the larger cap ex items, such as roof, parking lots, central heating/cooling systems, or hot water heater systems if applicable to that complex. 

Hope this helps you on your journey, feel free to reach out directly if you have more questions: > Pool/Spa services (if applicable)>HOA (if applicable)>Gas, Electricity, Water and Sewer>Any software solutions you use to manage>Cable/Internet>Snow Removal>Supplies (TP, coffee, etc.)

And they want to close it, so they can take their application fees and points as profit and promptly sell that loan on the secondary market.Frequently, "your" attorney will represent both you and the lender - but definitely not always.In fact, there can be three different attorneys at closing.  

Some tips are applicable to real estate and many other contexts. 

I wrote First/last/security on the applications.

I was under the impression that Master Electricians, Plumbers and HVAC people designed stuff for commercial applications and supervised apprentices and Journeyman Electricians.

Air handlers are used for cooling only applications.

Right now, I have to email them a blank pdf of the lease application and they have to drop that off or scan and email it once completed.

And most jurisdictions have statutory time lines to process applications once they deem them complete..

I do applications, listings to zillow and others, website, payments, accounting, maintenance, reports and its all free.