Install mulch beds along front porch.Tree removal (per tree)ea$500.00 $0Tree Planting (per tree)ea$130.00 $0Concrete/AsphaltDemo existing concrete or asphaltsf$2.00 $0Concrete installed for driveway/patio/sidewalksf$10.00 $0Stairwell Repair / Concrete Flatworksf$8.00 $0Concrete leveling for patio/sidewalkea$500.00 $0Asphalt installed in drivewaysf$10.50 $0Asphalt - Minor Repair (Cold patch small area and 2 seal coatsls$500.00 $0Gravel installed for driveway/sidewalk300sf$2.00 $600New parking pad out back.Decks & PorchesNew deck 15'x15' (add permit if 30" off ground)ea$5,000.00 $0New deck 10'x10'ea$2,500.00 $0Sand & refinish deck onlysf$2.00 $0New Porchea$3,500.00 $0Repair Porch (minor repairs)ea$250.00 $0Repair Porch (major repairs)ea$1,500.00 $0Porch Repair - Flooringsf$2.50 $0New railings - woodlf$30.00 $0New railings - metallf$40.00 $0FenceWood fencinglf$15.00 $0Wrought iron fencinglf$45.00 $0Chain-link fencelf$8.00 $0Septic *Septic (all new system)ea$15,000.00 $0Possible additional Inspections, Quotes or Mediation neededSeptic (new tank only)ea$5,500.00 $0Septic (replace leach field only)ea$3,000.00 $0Camera & Snake Sewer Line1ea$350.00 $350Exterior NotesINTERIORCategoryY/NRepair Type#UnitCostTotalPaintingInterior painting only896sf$2.00 $1,792Add extra wall prep (damaged walls)sf$0.50 $0Additional Priming needed (Smoke damaged walls)ls$500.00 HardwoodHardwood flooring - solid woodsf$7.00 $0Engineered or bamboo hardwood flooringsf$5.00 $0Laminate Wood flooringsf$3.75 $0Subfloor put in (3/4" plywood)sf$1.50 $0Install wood underlayment (1/4" wood under LVP)sf$1.00 $0Sand & refinish existing hardwood flooringsf$2.50 $0Carpet / VinylCarpet350sf$1.40 $490LVP Vinyl Flooring550sf$3.00 $1,650Sheet Vinyl Roll Flooringsf$1.75 $0TilingCeramic floor tile - in kitchensf$9.00 $0Backsplash wall tile - in kitchen (20-40sf usually)sf$16.00 $0Ceramic floor tile - in bathrooms40sf$9.00 $360Upstairs bathroom.Shower wall tile - in bathrooms (80 sf usually)sf$9.00 $0Ceramic floor tile - other areas of housesf$9.00 $0Kitchen - (Grouped)High end kitchen (ARV $250,000 and up)ea$8,500.00 $0Includes: cabinets, counter-tops, backsplash, plumbing & electrical work & fixtures in kitchen only.

Yes it stinks but until the consumer is looking elsewhere we are stuck paying.   

With real estate you get the monthly cash flow WITHOUT consuming the asset, it is still there. 

Last, it can only be raised 7% plus the consumer index (which changes every year) so you need to look that up. 

@Pride Davis so in that case it would probably do more harm than good because you would now have the added expense for extra coverage which in turn would cost the consumer more on top of the increased interest rate.

The difference is that every dollar given to households will get spent immediatley and actually stimulate the economy, which is 70% consumer spening, while most of the corporate dollars will get burried on balance sheets and wall street stock buybacks and never see the light of day again.I start to rethink welfare programs, used to follow the stereotype - once you get over the "It's unfair that I have to work and they get it for free" reaction, it's actually one of the best ways you can increase the velocity of money.

IMO: Consuming 50 episodes deeply with notes and follow up items >> listening to 300+.Love the ambition and energy though!

Quicker and less time-consuming than an eviction, plus it saves the tenants from having an eviction on their record. 

So, he asks for a financial report that's prohibitively expensive and time-consuming in hopes that you will go away.I recommend finding a different banker. 

We ended up with foundation issues, disintegrated cast iron, aluminum wiring that needed to be replaced with copper wiring, blowing insulation into the attic, sheetrock repair.