They are paying you for the right to live there and to have a safe comfortable place free from an overly bearing landlord.I think #5 is the hardest one for a live in landlord because it is almost like human nature to nit pic.I think @Ola Dantis said be professional. 

I am currently doing health insurance, but hope to leave the W-2 within the next two years. 

This could even be mental health issues related to COVID stress.Money issues are not unusual right now, but the tenant not notifying you and the irresponsible water usage seem erratic. 

@Elijah Williamson it doesn't matter what they say.Usually, ask for the last 3 years Condo documents and to include current accountant prepared financials and budget.Once you have all of that info there are companies in Calgary that will review/ analyze the docs for you to ensure that all is good with the property. 100% worth the investment of a few $$ to ensure what you are purchasing isn't a lemon.Google "condo doc review company, Calgary" and pick one to use.They will let you know what docs they want to see to ensure the "health" of the property.

I would also know the general financial health of the College/University you're investing around.

COVID restrictions are destroying peoples mental health as it destroys their lives.

Bridge loans can provide external financing to complete their partner buyouts quickly, preserve professional relationships, and ensure that the health of the business isn't affected by an extended transition period.Credit-Impaired Borrowers: Typically, permanent lenders required a minimum 680-720 mid FICO score.

I roughly describe to people as such:D : Basic housing that is not very nice cosmetically, is likely in stigmatized neighborhood, and that would not pass municipal health and safety inspections for occupancyC : Basic workforce housing.

A written and signed statement confirming these responses can be required from a professional medical or mental health practitioner, or a social worker.

It’s human nature to assume the future is linear with the past.