They told me it must be the lenders policy but no a VA policy .Has anyone else heard of this?

For example, to bring them a deal, or something else that ideally helps them solve any issues they are currently having.Best of luck!

@Josh Whitinger@Michael BishopAnyone else like to share their experience?

One of them just got a job in south Orange County and is requesting to have someone else take over her portion of the lease with about 7 months until the end of the lease.  

My idea on using the HELOC instead of a home equity loan or something else is I could get into the better deals and essentially be paying cash (as far as the seller is concerned).

The tenant moved out at the end of June and the previous owner owe me $2274.There is not written agreement between me and the previous owner and it is one of the lessons  I learned from this issue.My attorney told that his work fee on this case will cost me much or less the same amount that the previous owner owe me.Is there anything else I can do to get my money back?

As soon as you bring someone else in (bank, HML, etc) it gets more complicated as you need to answer to them, pay them interest, and likely provide lots of documentation.

I just so happen to be emailing him about something else and then this came up so we struck a deal before he put it on the MLS. 

Killeen has seen a LOT of growth, and the newer housing and neighborhoods are just fine, in my opinion.Combine that with the fact that the rental market is strong and you can still actually cash flow unlike just about anywhere else in the Texas Triangle, and it's definitely worthy of your consideration in my opinion.

I have no financial "woes" I am debt free, living here saving money to buy something else cash.