TWO  it will get read  who would not read a letter form a Law firmin this scenario were you have commercial type property you don't need the I buy houses fake out letter .. to the point business like shows your serious and capable.I had a 40 acre tract in Oregon that I had just logged.. and I got a letter like this from what turned out to be someone who wanted to go through the very rigorous land use process to get a building permit for one home and the offer was substantial and no BS.. that stuck with me all these years and I have used it many times when buying investment grade deals.

I'm not from MA; however, I believe most of these ideas are good for MA as well as OR.1) What does the lease document say?  

Will the cosigner be signing the lease or will I need to give him a Cosigner form as an addendum?  

For those that requested, I have put together a spreadsheet outlining the strategy in the most aggressive form.  As

Id consider an LLC or some corporate form as well. 

I would like to form a business (LLC) and grow the business.

They are nice people after all.However, my wife was stuck in the HA waiting room one day and overheard a conversation between two sisters (one was there to support the other one) ; "you don't need to tell them how much you earn - none of their damn business to know your business - tell your boss that you need to put a lower amount on the income proof form".As a landlord, I have no problems helping someone through the S8 program, but I do have a big problem when our tax money is given to someone who doesn't need it - and our house is used for that scam.

You just can't use one source of information, have to form a picture based on a lot of different sources.

Unlike many gurus, if my stuff isn't correct I don't want it out there.In everything you hear or read about seller financing, take it with a grain of salt, look for the common threads of "programs" or "strategies" and form a foundation of ideas.

I have looked at some turnkey houses for sale over the past couple of years, but I've never bought one.One piece of advice: question everything that's on the "pro forma" sheet - the thing that says "it will rent for $X a month, mortgage will be $Y, taxes are $Z, so your cash flow is $A".