If you have the money, and are asking the question, I would say you are ready.The only other question might be - are you timing the market right?  

Goto some networking events in your market and see about teaming up with local investors on your first one.

Hopefully someone from that market will chime in and make it easy for you!

Yes, the deposit is refundable only if we can not deliver free and clear marketable title.

My expertise lies in the vibrant market of Pinellas County, where I've honed my skills for over 7+ years.

The stock market has been on a tear this year… so if you could make 25% on your money in the stock market (as has been the case year to date), you are better off leaving your mortgages in place and investing the money in ETF’s, etc.  

We just experienced a cycle of significant double digit annual increases. 

@Karl KauperManayunk, East Falls, Roxborough, Fishtown, Northern Liberties, and University City are safe neighborhoods with diverse populations and strong rental markets.

HELOC's are low cost, digital, cookie cutter no exception type processing- you fit in the box or not.

I see virtually no chance that it does not outperform the general San Diego market which historically has outperformed 90%+ of markets.