If your policy has to pay out, it means litigation was brought and you lost.2.

Suggest you talk with a good civil engineer.

I just finish up may first degree in Civil Engineering this year, i still have not got a job.

I work with many attorneys; a tax sale attorney, a couple different general real estate attorneys, a tenant landlord attorney, a bulldog litigator and several title company attorneys.

In Colorado HOA's are a hot button due to construction defect litigation so we try to avoid them at all cost.  

I need to look at other means to protect myself from litigation. 

Unfortunately, the original hard money lender you lied to has opened themselves up to significant civil penalties by not doing much due diligence and subsequently originating your owner occupied loan.Like I wrote earlier, I hope I'm wrong and if I am, I apologize for the harshness of my post, but I sincerely doubt I am.Stephanie

Fidelity/Chicago settled a civil action law suit in the last few years where the draw deed fee was considered a junk fee.

In the event the tenants damage your home you would have to take civil action against them not Section 8.

Many states prohibit taking title to a property in exchange for "helping them out", with both civil and criminal penalties.