Is now a good time to buy or refi?​

Sharing the concern about freezing it is fine; its all about building a relationship, getting buy in vs. rules.

In OH, you need to qualify with the particular county to buy, and most need a minimum purchase amount to buy in bulk. 

However city is imposing a good amount ofimpact fees based on the bedroom count - which accounts to close to $40 k , which i cannot afford- Ibought the house for myself to reside and cannot afford to pay this.We verified with city prior to buying and theyconfirmed it is residential zoned , however never mentioned about any impactfees.It is residential zone - MLS shows it as 3 bedroom 2baths - it had a extra unit  in the back and also a inbuilt rolling bed on 1st floor for the main I am stuck here- they are asking to prove it was usedas a residential -ever - any guidance would be appreciated on this.

You should consider learning about house hacking, BRRRR (Buy, Rehab, Rent, Refinance, and Repeat) and group home investing, I feel.

@Dulce DavisSome private firms would consider blankets but they are gonna cost 2x traditional financingI would take the one with no mortgage and leverage that to buy another and keep doing that - also once in a while may consider selling some inventory to get more cash

Hi, I'm interested in buying properties outside of my area (South Florida). 

I'm also looking heavily into Laporte, I feel buy and holds in Duneland and rehabs in Laporte are my focus right now.

I am debating if I should buy a decently priced home in Florida using a mortgage, rent it out as soon as possible, and have a tenant(s) pay down my mortgage until I am ready to move in and have the mortgage either paid down or nearly paid down.

Mainly looking to add to rentals and wholesale ones that don't fit buy box.