The stimulus has already taken care of rent by adding $600/week to normal unemployment benefits for 4 months!

While this is expected in a normal time it is even more of an issue today. 

Always feel like not getting as good a value if book isn't long. for physical copy, still expensive on eBay & Amazon (normally sign book is really good) 

I have done this before and normally the appraiser re-packages the appraisal and charges you 1/2 or less of the fee you already paid. 

@Remington LymanDo your tenants normally pay mid month?

Welcome to the new normal of Portland landlording.

Under normal circumstances, the Servicer has plenty of cushion to account for this.

The caller ID normally has a number and a name.

I guess I made the mistake of hiring another company to do our lawn work and she didn't appreciate or like it (it was more expensive and extensive from the company that she normally hires, i think she has a relationship to the company owner).

City isn't likely to let you rezone it anyway (assuming it's in a single family neighborhood) and it doesn't really become multifamily until you add a second stove and range (like you might in a casita).All in all, take a look at the CC&Rs and the HOA documents to see if there is any limitation or restriction on leasing your property (such as no short term rentals under 6 months) and do all the normal due diligence and screening of your tenants and you shouldn't have much problems at all.