My take away from this is, get more deals, tried to manage expectations also but don’t think that worked in my Favor.

@Anna ChanI would think keeping the residential would have more favorable terms vs the commercial, especially if you bought it as your primary residence.

Why would you seek a commercial loan on a property when you can get more favorable terms for a residential property?

We'll see how things turn out when we get on the other side of this pandemic, but, I definitely will be more in favor of less leverage going forward.

.- While I am open to turnkey, the best case scenario is that I find/buy a run-down fourplex for $700k, put in $150k on a gut rehab using 203k loan, have it appraise for $1mm, then refinance out of the 203k loan to a more favorable interest rate.

Yes, I know corp. taxes are treated more favorably and all that jazz, but interest rates on commercial loans are much, much higher these days. 

@Steven MacdonaldFor a owner occupied Refi with a favorable low interest, you have to have the intention of continuing to use it as such - refinancing knowing that you will use it as a rental COULD constitute mortgage fraud.That beeing said, i would absolutely try to refi now, as long as you dont have anything else lined up.

The only caveat is that I would have to split the commission 70-30 (in my favor of course).

This hateful landlord rhetoric would be better targeted to the oligarchs who have twisted the tax code in their favor since the Reagan era.

Months Supply: Where 6 months is considered a market neutral figure between buyers and sellers, we had a paltry 1.8 months, tipping the balance heavily in favor of sellers.S and P Case-Schiller Index for Boston region showed flat again.