Hi Eric,For the loan we got offers from 3 banks, HSBC, BNP Paribas and Credit Foncier, we went for HSBC in the end.Interest rate was at 1,85% for 15 years (note we bought it at a SCI and otherwise would have been a bit lower).We never asked minimum upfront payment as we had decided on a sum to put in since before and this was more than the minimum.Documents they requested was:PERSONALPassport copy of adults and kids in the family Birth certificate including information of civil status, and as i was divorced previously they asked also for... ...court order papers as proof of evidence this was completed Divorce partition of assets documentation Parents birth certificate Proof of residence (electricity bill with name on) FINANCIALCertificate of employment including income and bonus statement Last 3 months’ bank statements for all accounts held solely or jointly, showing income (including rental), loans, mortgages and regular outgoings.

Then I can help manage the fund by investing in a variety of vehicles such as private funding to developers, buy&hold apartment complexes, etc.My question is-  1) what licenses/certificates do I need to start such business?

We thank her with restaurant gift certificates, she doesn't want to be paid.... just a neighborly thing.For another one of our duplexes, we have experienced the folly of hiring a neighborhood kid and the folly of paying one of the tenants to take care of it.

The company that removes the tank and contaminated soil needs to be licensed to do so and will have to provide you with a certificate from the state proving that this work has been done properly.

The certifications vary between the two countries.

If I think the tenant is very good, I'll send the cleaning crew again, if not, I'll offer them a $50 to $100 certificate to take off the rent the next month and do the cleaning themselves.

The home will also have a "COMPLIANCE" certificate posted on the inside of the home in various places depending on the manufacturerWhat is a Multifamily Manufactured Home?

@Joe Villeneuve: Why the HUD certification?

Under FCRA credit bureaus must correct misinformation on your report usually within 30 dayssend a certificated letter and documentation to each of the credit bureaus Here is a sample letter drafted by the FTC There are credit repair bureaus that handle this for you but are usually expensive and unnecessary.

Even my re-certification are arriving early.