I'm now wondering is it worth it to hook it up to public sewer for that price and relist at the same price or should we just lower the price and relists it as on septic.Any opinions are welcomed!

For (a) a 1st time home buyer, (b) looking for a multi-family property, (c) hoping to get a lower down-payment... what would you say is the best type of mortgage out there?

Any hints on how to lower my costs would be helpful.Thanks and again, way to go!

All 3 factors contribute to prices being lower. 

Pros are good cash flow & usually lower appreciation.

Rent each house for a year and take advantage of the lower rate for capital gains tax when you sell.

As a reminder, not long ago 60k per unit was kind of a normal price for an appartment building in Milwaukee (granted, much lower standards). 

If you figured out apartments, I know you can figure out self storage.BestGino Using a 10 Cap is pretty standard on the buy side in Secondary and Tertiary Markets for B properties or lower. 

Though my study so far has suggested that I can either tilt towards a higher cash-on-cash return, but in a lower appreciation market, or a tilt towards appreciation.   

From that point whatever the small difference from $400 is vs the carpet bid will either be owed by her or paid back if the bid came in lower than $400.3) Lastly, this is not someone that usually pays bills on time or has a ton of money.