I'm aware of a loan program that would allow for up to 75 LTV on a C/O refi on a fourplex if you have a 720 FICO, 6 months of PITI reserves and can go SIVA (700 FICO for a rate and term + 6 months of reserves to go SISA), but there is alot I need to know to determine qualification.

But that seems unlikely, as I don't have verifiable income, few hard money people lend in the city proper, let alone in the worst areas, and I've no cash reserves of my own at this time.

Anybody out there got access to a list of Portfolio Lenders thatstill haven't been driven insane by the likes of the Federal Reserve, Fannie Mae and Freddie Mac?

They claim to have a workable concept in accordance to which they provide investors with reserved cash funds for trade platform entries.

I always make sure that I have a $5000 cash reserve for each property.

Take cash or cash reserves so you can control the repairs.

I'm considering placing a reservation for a pre-construction condo in Bellevue, Washington.

.- Expect to have cash reserves (most lenders will want 6 months).

Got a fee schedule from one manager that is 12% + $150 activation fee + 1st Month's rent + 50%  of 1st month's rent for lease renewal fee every year + $75 monthly vacancy fee between tenants + $300 Reserve account for maintenance.  

And some will want a cash reserve of some sort.