Schools you can look up to find higher rated schools or school districts. 

Biggest downside is rate will be higher at 80% vs 75%. 

The interest rate has jumped recently.

Thanks Bill, I actually got a better rate on insurance , and rents will go up slightly.

Between job transitions, grad school, money tied up in other business ventures, and the rising interest rates, my real estate investing pursuits were pushed to the side.

Before investing in any area, conduct thorough research, consult with local real estate professionals, and assess factors like job growth, crime rates, school quality, and demographic trends.

In my market, which has been fairly stable with a 3-5% appreciation rate over the last 20+ years, a house that was bought over 10 years ago will normally have enough equity for me to be able to buy it at a low enough price to wholesale it.

What else should I take into consideration other than rate?

We chose HELOC instead of refi because we didn't want the rates to change (we got the first property during those golden days of 3% interest).I just recommend making sure the HELOC payment makes sense from a numbers perspective—consider the interest as another "expense" when you're calculating cash flow.

My partner and I have an opportunity to buy a home that’s going to be leased to a non-profit, and we anticipate we’ll have the opportunity to do so with many other properties with them.Because of the rental rate we’re able to charge the nonprofit, our cash flow would support a note to our down payment lender at up to 11%, but we’d need a term of 5 years or so on that.