There are loan programs that would allow you to potentially use that income toward the loan but it's not possible to determine your ability to purchase without the detail that an official loan application brings.Also, don't worry about your credit until you meet with a banker and find out if your current credit will not work. 

@Maha Ahmed What I did on my contracts is highlight what I do to benefit them AND explain to them that if a buyer doesnt appear In the 30 days, the contract will expire and they will be notified asap, if they want to extend the contract they may sign another one.

Second, it appears online technology is your back ground so build off what you know. 

In this case it is unfortunate that the sellers appear to be withholding information that would help you to make your offer.  

Here is how it appears on the app:Mortgage Information      ^Equity percent:48%Mortgage amount:          Mortgage term:$93,000                             0 yearLender name:First Horizon Hm LnAssessed value:$178,800

I've enjoyed the McRib seminar metaphor, especially the Platinum Masters Program. 

Lots of different ways to look at the loans and structure is incredibly important.There are a variety of commercial lenders and just as wide a variety of loan programs. 

You have to live in one unit if you use one of those loan programs but you can rent out the other units. 

I have not seen that often.There are several, programs independent of FEMA that are providing Flood coverage. 

Not so with the buyers.So, I would suggest you get with the program and do more deals by servicing your clientele the way THEY want to be serviced.