Originally posted by @Don Ireland:Sorry for the delayed response -- I just now saw your post. 

Your name is still on the original loan, even though your name may be off titlenow, so that should Not have helped your DTI.I always discourage people from doing shady, mtg fraud related actions,  it barring you stating you Will sell, or have already sold, I’d explore putting the title back like it was, and carry on.

The house might need more work than I originally thought though.

there is nothing wrong with it, most microwaves have that option and do not have to be vented out, even though as a contractor i prefer them to vent out. if the existing pipe already vents out, which it probably does if there is a pipe in the cabinet already. what you would have to do is unscrew the 2 or 3 screws in the top cabinet that screw down into the microwave ( if not there then there may be 2 bolts in the front of the unit behind the cover that have to be loosened) that will loosen the microwave, then its a matter of taking the screws out that hold the fan at the top back, pull the blower fan out and change the direction so that it faces up, screw the fan back to the unit and put the microwave back up and bolting it. check to make sure the fan connects to the duct work, if not, add a piece of sheet metal to connect and seal that joint. btw you may want to unplug the microwave before doing so, just for safety reasons.

The terms of the original contract was that I would have the utility bills in my name, and tenants would pay for utilities on a per-head basis.

Originally posted by @Mark Fries:@Michael LewisPull the plug, fire them.

Originally posted by @John Dellinger:@Caleb Heimsoth I agree.

We have a 5 year plan to move to our goldilocks zone of the US, my husband is originally from the area south of Huntington and his whole family is still in the area. 

Originally posted by @Charles Robinson Jr:@Charles D Southwick I really appreciate that.

Originally posted by @Mark Fries:@Reggie MaggardNever...