Hi Geetha,I ventured out on a drive tonite before dark (Sunday) and normally vibrant hustling Austin was a almost a ghost town.Restaurant parking lots empty or almost empty, hardly any cars on the road at all compared to normal.Freeways wide open and clear, hardly any traffic noise at all.It wasn't quite the Key and Peele Apocalypse, but it was eerie: https://www.youtube.com/watch?

April is only a couple weeks away, I'd probably wait for signs things were getting somewhat back to normal.

Since this is still going to get worse before it gets better, the sooner we curb COVID as a nation, the sooner we can get back to normal activities, like moving and selling homes. 

It has been volatile for sure but once the stores get restocked after all the binge buying and things return to a more normal situation as far as availability, I think the market will begin to creep back up.

So yes, I would maintain a strategic cash reserve, but I don't think you will see any credit freezes, if anything the opposite.Remember, we don't have to beat the CV or stay at home until it's disapeared, we only have to allow for medical capacity to get caught up - flatten the curve.Next flu season (winter) Covid19 will probably come back, just like influenca does every year and kills up to 50k Americans, and it does not make the news, it's normal.

Seeing what is happening in Europe and the US government unfortunately not reacting quickly, but trying to let thing be as normal as possible for as long as possible - which might make things worse in the long run.

Be sure to ask questions to get the full story on each tenant as each case is a bit different, among other things you'll want to find out:1) Exactly what their voucher covers 2) Do they have any source of incomeThere is currently a backlog with the section 8 department so payments and getting your initial inspection can be slower than normal (this happened pre corona) check the link below it will give you the answers to all the ins and outs of the programhttps://www.nj.gov/dca/divisio...

I can afford to defer (not forgive) those rent payments for a few months with arrangements for them to repay those deferrals over a several months thereafter once things get back to normal.

But yes, more cleaning, and much deeper than "normal". 

When things get back to "normal" there are going to be a lot of unemployed people out there.I'm not trying to attack you here but please do some research on this.