However, very few markets appreciate 3% annually every year and TK providers typically buy in B / C neighborhoods with minimal appreciation. 

Sorry for the delay!  

I legitimize the use of electric, because the gas company charges a connection and service charge which I believe is around $250 a year and while electric is more expensive, it is minimized by not having to pay for gas service to the property.  

We also don't want to wait another 13 days to sign because then we can't pull the appraisals and it will just delay everything further. 

However, being swamped in student loans definitely scares me and would certainly delay the time it would take to become a full time investor.

My goal is to acquire 6 SFH per year for the next 10 years...I have a question about Delayed Financing.

I would try to meet with the HOA attorney on Monday and attempt to delay their filing.

Hi @Phillip Vaughan,Assuming you want a good 30YF, and not a commercial mortgage or a portfolio ARM with higher rates, It's mostly a question of structuring the purchase up-front such that you can shove it into the Delayed Financing Exception. 

Sorry for my delayed response, but I've been traveling during the past week.  

You should strongly formation of an entity, figuring out your financing, and finding an office location that is convenient and has minimal distractions there.