FHA does also offer a rehab program that will allow you to incorporate up to 35k to the loan to do home improvements if you do want to buy a home that needs minor work.

I’d be open to any and all traditional or creative ideas.

There are many creative ways to get financing; owner financing, partners, hard money lenders, private lenders, credit cards, home equity loans, borrowing on insurance policies etc.

The creative financing podcast is very dry but has a lot of good information on it.

I'm super interested in Off-Market and Creative financing to help get the ball rolling and be able to work the larger MFH deals. 

Is there any other creative financing options that would work?

I know it's not possible to do FHA for more than 4 residential units, but.....creativity?  

I even saw a news story out here in California a week ago about a community in LA that is stating it is difficult to sell homes that are located close to air BnB homes.Very intriguing articles though and how creative people in this industry are to be successful and make a $$$

Again, no lump sum cash, and not increasing cashflow, but cutting the term in half.OPTION #3: This was the most creative option (bank suggested it).

That way we can incorporate new properties as purchased.