If my comments above sound harsh I apologize that is not my intent.I see investors constantly making bad decisions related to insurance and feel my contribution to this platform that I get so much out of is to try and give the best advice I can for the area I work in.

Yeah OP apologize for the hijack ...but with rent controls, property citations for minor issues etc especially in upstate NY its getting tough to impossible to be a conventional LL.

@Engelo Rumora, apologies I know that this thread is years old, but my wife and I are looking at applying for an E2 Visa and are trying to get as much info as possible prior to applying.Are you still willing to chat and discuss the process and the business or business plan that you invested in?

I apologize for getting off track here.  

Apologies if I use any terminology incorrectly - I have a good understanding, but not so good with the terminology.PS: my new property will be of greater loan value and property value.  

I apologize for being so blunt about it but hopefully this will spark some ideas that I have not thought of it yet.

He quickly responded and apologized for being late with the rent.  

My sincere apology.  

Apology accepted.

It is more that I am used to feeling proud of my rentals, and finding tenants that are proud to be renting the places.I apologize if I sound really foolish, but I am struggling to get my head around this.Thank you.